Letter announces Brokerage Services to Clients and Shareholders

10/07/2009

We are pleased to announce the creation of FineMark Financial Services, the new Brokerage Department of FineMark National Bank & Trust. FineMark Financial Services will be an expansion of FineMark's already significant capabilities and we believe it is an important addition to services currently being offered through FineMark's Trust Department.

FineMark's Board of Directors endorsed the creation of FineMark Financial Services following the completion of a comprehensive due diligence process. We chose to establish a relationship with an organization similar to FineMark with respect to culture and quality of service. We enthusiastically selected Commonwealth Financial Network as FineMark Financial Services' broker/dealer to process all brokerage investment transactions on behalf of FineMark Financial Services' clients.

Through commonwealth, FineMark Financial Services will provide outstanding support to our clients, cutting edge technology, and additional research and financial planning capabilities additive to those already used by our Trust Department. In addition to traditional brokerage and fee-based investment advice, FineMark Financial Services will enhance capabilities and include:

• 529 plans
• Variable and fixed annuities, and long- term care insurance
• Structured and alternative investments
• Small business retirement plans

Robert S. Sizemore will serve as President of FineMark Financial Services. Bob assumes the responsibility after practicing as a CPA for 12 years prior to obtaining 23 years of experience as a financial advisor with Merrill Lynch. He is a CERTIFIED FINANCIAL PLANNER™ professional and holds the series 7, 9, 10, 31 securities registrations as a Registered Representative and Investment Advisor Representative of Commonwealth Financial Network as well as Florida Insurance Licenses. Bob served as the manager of Merrill Lynch’s Cape Coral and Fort Myers offices prior to joining FineMark in March of 2009.

Please call 461-5926 if you have questions, comments or are interested in learning more about the capabilities of FineMark Financial Services.

Joseph Catti
President and Chief Executive Officer
FineMark National Bank & Trust

"Securities and advisory services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Advisor."

"Investments are not FDIC insured, are not guaranteed by the bank and may lose value."

12681 Creekside Lane, Fort Myers, FL 33919

Robert Sizemore, CFP®, PFS
President
 FineMark Financial Services

"This communication is strictly intended for individuals residing in the states of AZ, CT, FL, GA, KY, MT, NY, PA, WI. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services."