FineMark National Bank & Trust provides a portfolio of Business Banking Services designed to save you time, help manage your funds and provide financing when appropriate. We will analyze your daily needs and long term goals and then suggest financial solutions to best suit you and your business.

Business Banking

Checking Accounts

We offer a variety of different checking accounts to meet your needs.

Money Market Accounts

Money Market accounts are available for clients looking to generate more interest on accounts that can maintain a higher minimum balance.

Repurchase Accounts

Repurchase accounts automatically transfer funds into a higher interest earning investment option at the close of each business day.

IOLTA / IOTA

Interest on Lawyer Trust Accounts (IOLTA) and Interest on Trust Accounts (IOTA) are accounts set up to collect interest earned on attorney trust accounts.

Certificates of Deposit

Certificates of Deposit (CDs) offer higher interest rates than savings and money market accounts for those who do not need access to the funds for a set period of time.

ICS® and CDARS® Services

The Insured Cash Sweep® service (ICS) and the Certificate of Deposit Account Registry Service® (CDARS) allow you to earn a return while protecting deposit balances in excess of FDIC Insurance.

Merchant Services

Merchant Services enables your business to accept credit or debit card transactions.

Wire Transfer & ACH Services

Wire Transfer & ACH (Automated Clearing House) Services allow businesses to originate payments through businesses online banking.

Positive Pay

Positive Pay allows businesses to enter and track their transaction activity online and prevent fraud.

Remote Deposit Capture

Remote Deposit Capture allows businesses to deposit checks from their office using a bank-provided scanning device.

Additional Banking Services

55,000 Surcharge-free ATMs, Automatic Loan Debit, Bank by Mail, Cashier’s Checks, Credit Cards with Rewards*, Debit Card with Rewards*, Direct Deposit, External Transfers.

Additional Banking Services Continued

Foreign Currency (Order and Exchange), Foreign Currency Drafts, Funds Transfer, Gift Cards, Medallion Guarantee, Notary Services, Overdraft Protection, Safe Deposit Boxes, Wire Transfers.

*Exceptions apply. Health Savings Account (HSA) debit cards excluded from rewards program

Online Banking & Bill Pay:

Mobile Banking

Check balances, transfer funds and pay bills from your Apple® or Android® smartphone or from any Apple, Android or Kindle® tablet. Online access is secure and employs a multi-factor authentication process for your protection.

Mobile Check Deposit

Deposit checks directly into your account using the camera on your smartphone or tablet. 


Online Banking

FineMark’s Online Banking offers unlimited access to view and manage your bank accounts at any time. Online access is secure and employs a multi-factor authentication process for your protection.

Bill Pay

Customized way to pay anyone from utility companies to individuals and keep track of all your payments online.

eStatements

eStatements help to reduce paper copies mailed to your home and view statements for all your accounts online.

Integration with Quicken®, Quickbooks® and Microsoft Money®

Integrates via Direct Connect or Web Connect.

Stop Payment Requests

Cancel checks or payments that have not yet been processed.

Text and Email Alerts

FineMark’s text and email alerts offer a way to limit the risk of debit card fraud by providing notifications on purchases and account balances.