Our Experts’ Perspectives
Our highly experienced financial professionals are selected for their expertise, civil leadership and commitment to service. Working together as one dedicated team, they help ensure our clients’ financial success.
Here, our private wealth advisors and senior bankers share their knowledge on a variety of topics to help you stay informed and financially savvy. Check out the videos in our exclusive library to learn more!
Dear FineMark: How do I protect my daughter’s inheritance from partner’s financial challenges?
Today’s Dear FineMark is from a father concerned about his daughter’s inheritance. Here is the question… As parents, our instinct to protect our children doesn’t fade with time, it simply shifts focus. For one father in his 80s, the concern is no longer about raising his daughter but about safeguarding the wealth he’s built for …
Why Naming a Beneficiary on Your Bank Account Is Just as Important as Having a Will
When it comes to estate planning, most people focus on creating a will, and for good reason. A will outlines your wishes and provides direction for how your assets should be distributed after your passing. But what many people don’t realize is that beneficiary designations on financial accounts can actually override what’s written in a …
Financial Readiness Checklist for Hurricane Season
Are you ready for hurricane season? Explore three video topics on financial preparedness. The first video covers creating a financial readiness checklist, the second focuses on securing the home and protecting assets, and the third addresses post-storm steps. Each video provides practical advice for financial security during uncertain times. Part 1 – Financial Readiness Checklist …
Phone Number Spoofing Scams: What You Need to Know
Have you ever encountered a call from a seemingly familiar number, possibly even displaying your own area code? These calls may appear harmless initially, but they could be instances of spoofing, where scammers manipulate caller IDs to deceive you. Sometimes, the number may look local, or it might mimic a known company or government agency, …
FBI Warns: Online File Converters Could Be Stealing Your Information
Have you ever used a free online file converter? If your answer is yes, you may want to think twice before doing it again. The FBI has issued a warning that some of these tools could be used by cybercriminals to steal your personal information or infect your device with malware. How the Scam Works …
Dear FineMark: What do I do if an aging parent who needs help but is refusing it.
Today’s Dear FineMark is an aging parent who needs help but is refusing it. Here is the question… “My 87-year-old father lives alone, manages chronic health conditions, and is showing signs of memory loss. He struggles with daily tasks but refuses to discuss assisted living. I live an hour away, and my siblings are out …
Dear FineMark: Should I add a struggling daughter to my home’s title for security?
Today’s Dear FineMark is about add a child to your home’s title. Here’s the question… “I’m a widowed mother with two adult daughters—one financially stable in New York and the other, divorced and struggling, in Florida. I own a nice home in Florida and want to ensure my struggling daughter always has a place to …
Liberation Day Impacts
Liberation Day Impacts April 3, 2025 Yesterday’s tariff announcements by President Trump were far more sweeping than what markets had anticipated. This will introduce a new degree of uncertainty and thus greater market volatility. It is imperative that clients remain committed to long-term investment plans, although they may find the current situation unsettling. Here are …
FineMark’s Approach to Lending
An Interview with Senior Lending Officer, Dale Kirk NMLS # 770647 Q: Mortgage rates have been a hot topic lately. What’s happening with them, and what can we expect moving forward? Mortgage rates have come down slightly in recent weeks, but they are unlikely to return to the historic lows of just a few years …
Beware of the Unpaid Toll Text Scams
Got a Text About Unpaid Tolls? It’s Probably a Scam Have you received a text saying you owe money for unpaid tolls? Whether you’ve driven on a toll road recently or not, there’s a good chance it’s a scam. Scammers are impersonating toll agencies nationwide, sending out fake texts demanding payment. If you’re not careful, …
How to Spot IRS Scams and Impersonators
9 Ways to Spot IRS Scams and Impersonators (And How to Stay Safe) The Internal Revenue Service (IRS) is one of the most commonly impersonated government agencies in scams. Fraudsters use fear tactics, phishing emails, and threatening phone calls to trick taxpayers into revealing sensitive financial information or making fraudulent payments. How to Recognize IRS …
A Digital Nightmare: Cybercriminals Inside Your Home
Sarah and her family were thrilled with their new smart home devices, enjoying the ease of controlling lights and locks with just a few taps or voice commands. However, their excitement turned to alarm one night when Sarah noticed her smart thermostat adjusting itself unexpectedly. Initially dismissing it as a glitch, she became concerned when …
Roses, Romance, and Red Flags: Protecting Your Heart and Wallet
What Are Romance Scams? Romance scams are a cruel form of deception where criminals exploit the desire for love and connection while gaining the affection and trust of the victim. They craft online personas, often using stolen pictures and profiles, to build a facade of affection. Their goal? To manipulate victims into parting with money …
Benefits of Personal Online Banking Accounts
Have you discovered the ease and convenience of online banking? Learn about FineMark’s user-friendly online platform and how you can monitor your accounts from anywhere at anytime.
Staying Safe Online and Shielding Your Accounts
A Slick Scam and an Empty Bank Account Emily was having a typical busy Tuesday. She grabbed her morning coffee, glanced at her phone, and noticed a text from her bank: “Did you make this transaction? Reply YES or NO.” She frowned. She hadn’t made any purchases yet that day. Maybe it was just a …
2024 Fourth Quarter Review & Commentary
2024 brought all the benefits of a bull market, including outsized returns for U.S. equity investors. Looking back on the quarter and the year, Executive Vice President & Chief Investment Officer Chris Battifarano acknowledges the wisdom of capitalizing on opportunity, and offers insight on how to prepare for the eventual return of a bear market.
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