Lending Services

Our customized wealth management encompasses personal and business lending
solutions tailored to your needs, from personal loans to complex business financing.

Lending Services

Our customized approach to managing your wealth may include our personal or business lending services. As a full-service commercial bank, FineMark has the ability to structure loans and introduce creative financing to meet your specific needs. From personal loans to complex business solutions, our experienced professionals take a consultative approach and will work quickly and efficiently to do what is in your best interest.

Personal Lending Services

FineMark is built to serve the specialized, and often complex,  wealth needs of successful individuals and families. These services may include personal lending solutions.

Construction Loans

If you are looking to build a new home, we offer short-term construction loans that can cover the cost of building. Our experienced lending professionals will take the time to assess your unique needs and help you find the loan that’s right for you.

To help you fulfill that dream, we offer short-term construction loans that can cover the cost of building. Our experienced loan associates will take the time to get to know you and your family, assess your unique needs, and help you find the loan that’s right for you.

How It Works: To determine the size of construction loan you’ll need, your builder will provide an estimate along with plans and a build schedule. Your lending associate will review those plans and help you determine the amount and duration of your loan. To cover material and labor costs during the process, payments are made to the builder or contractor at agreed-upon intervals. After construction is completed, you’ll have the option to convert your construction loan into a permanent mortgage.

Home Equity Loans

Home equity loans allow you to borrow against the equity in your home and receive the funds in a single lump sum, making it easier to afford major purchases such as a home remodel, a child’s wedding, or college tuition. Similar to personal loans, home equity loans have a fixed interest rate and fixed repayment terms.

Home Purchase

For many people, buying a home is a significant purchase. Our lenders will take time to personally guide you through the loan application and approval process. They’ll tailor your mortgage and financing package to fit your unique needs.


Refinancing your home loan can make sense if it reduces your mortgage payment, shortens the term of your loan or helps you build equity more quickly.

Aircraft & Marine

If you’re in the market for an aircraft, marine vessel or equipment loan for business or personal use, we offer several options. Our lending associates will help you decide which option is best for you or your business.

Consumer Goods

A consumer goods loan can be used to purchase household goods such as appliances, HVAC units, furniture, computers, or personal devices. Interested in obtaining a consumer goods loan? Please speak with an associate. We can help.

Loan Secured by Marketable Securities

Instead of liquidating assets you already own, a loan secured by marketable securities allows you to retain those assets while borrowing against their value.

Personal Lines of Credit

A personal line of credit allows you to access a limited fund amount, which can be drawn from as needed. Interested in opening a personal line of credit? Please speak with an associate. We can help.

Business Lending Services

No matter your business needs, FineMark  offers a variety of financing options including small business loans, lines of credit, equipment loans and more. We will work with you to help determine your needs and structure innovative solutions to support the growth and success of your business.

Investment Properties

If you are interested in single-family and multiple family investment properties, our lending options can help you obtain the funding needed. Our lending solutions are designed to help investors outpace their payments through monthly rent collection.

Mixed-use Buildings

Buildings located in areas where residential, commercial or industrial zones overlap may be used for multiple purposes. These “mixed-use” buildings can be excellent investment opportunities. At FineMark, our loan options are designed to meet your unique investment needs.

Multi-family Residential

Apartment complexes, also known as multi-family residential properties, can be lucrative investment options. Whether you’d like to purchase a new apartment building or want to refinance properties you already own, we offer a variety of lending options.

Owner & Non-owner Occupied

We put our clients’ unique needs first when considering lending options. Whether you’re a first-time homebuyer or are looking to move to your forever home, we have a lending option that’s right for you.

Business Expansion Loans

If you’re ready to take your business to the next level, you may want to consider applying for a business expansion loan. At FineMark, we take your business personally. We want to learn about your business, understand your goals, and listen to your plans for growth. Once we know what’s important to you and your business, we’ll propose an option that’s right for you.

Business Working Capital Loans

If your business needs assistance making it through uncertain times, a working capital loan may be right for you. At FineMark, we take a personal interest in your financial success.

Equipment Purchase Loans

To keep your business running smoothly and encourage growth, large equipment purchases may be necessary. Often, these items come with an equally large price tag. At FineMark, we take the time to learn about your business — and you — to ensure our loan options meet your business’s needs.

Lines & Letters of Credit

Similar to working capital loans, lines or letters of credit offer businesses capital flexibility. If you have a high credit score and an excellent company history, this credit option can provide your business with an extra layer of security during uncertain times.