Estate Planning Services
Under the best circumstances, the idea of estate planning can be uncomfortable, stressful and worrisome. That’s why FineMark Bank & Trust, a division of Commerce Bank, believes in collaborating with our clients as soon as they’re ready—often early in their careers—to help ensure a plan is in place long before it’s needed.
Through effective estate planning, we’ll help you see the big picture and understand how the components of your plan work together. Thoughtful, proactive planning that encompasses your goals and values will work to preserve your legacy and help protect your wealth—in accordance with your wishes—for immediate family members and future generations.
Our Approach
Entrusting an effective estate plan is in place to help ensure your family’s well-being to a qualified and experienced professional is one of the most important gifts you can give to them. Our advisors’ fiduciary experience and service-oriented perspectives can help you make the right decisions
for you and your loved ones.
Our sincere interest in getting to know you and your family will help us advise you and administer an estate plan based on your intentions now and in the future. Additionally, our personal fiduciary services include the ability to act as a trustee, agent, guardian of the estate or personal representative for your loved ones in their time of need.
Estate Planning Services
When it’s time to put your intentions in writing, you can feel confident that your plan will be designed in accordance with your wishes. First, we’ll spend time getting to know you and your family, learning your values and goals. Throughout the planning process, we’ll work closely with you and your legal team to help articulate your preferences regarding the distribution of your wealth.
Estate Plan Review
We care about you and your loved ones. Periodically, we’ll meet with you to review your estate planning documents and help you ensure that everything in your plan is current and in alignment with your intentions. Additionally, our professionals will discuss with you any tax law changes that could impact your plan. Regular reviews like these are important, especially if you’ve experienced recent changes within your family, with your finances, or with your health.
Estate Settlement & Wealth Transfer
We also offer services to help with estate settlements or the transfer of wealth including inventory preparation, the valuation, management and distribution of all assets, the payment of debts and expenses, tax planning and preparation coordination, and probate administration.
Fiduciary Services
As a fiduciary, FineMark provides investment, special asset management, including real estate and closely-held family business management, and accounting and tax compliance services.
Our services also include the ability to act as sole, co- or successor trustee. Additionally, we’ll maintain a close working relationship with your accountant and legal counsel to ensure all activities are completed in accordance with your estate and trust documents.
Guardian of the Property/Guardian of the Estate/Conservator
The role of a Guardian of the Property, Guardian of the Estate, or Conservator is to manage the financial affairs of a minor or individual with mental or physical limitations. Guardianship services include the investment and management of all assets the payment of bills and expenses, the creation of a budget and overall cash flow requirements, and the coordination of medical expenditures and insurance filings.
Trust Administration
Our trust administration services include discretion on behalf of your beneficiaries, professional asset and endowment management, and evaluation and management of tax exposure and/or unforeseen personal, business or health risks.
