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Banking & Lending Services

Banking & Lending Services

We understand that wealth management involves coordinating all aspects of your financial life and making sure that every component is available in one place, with one team of experts. That’s why we take time to get to know you, assess your financial situation, and suggest banking solutions that are tailored to meet your unique needs.

In addition to our financial planning, investment, trust, and estate planning resources, we offer a variety of banking and lending services that are as individual as you are.

Personal Banking

FineMark builds a strong foundation for clients with our Personal Banking Services. We take time to analyze your financial goals and then suggest banking solutions that best meet your needs and desires. We have a number of checking and deposit services to ensure convenience and ease for our banking clients.

CDARS®

CDARS®

Certificates of Deposit

Certificates of Deposit

Checking Accounts

Checking Accounts

Credit Cards & Debit Cards with Rewards*

Credit Cards & Debit Cards with Rewards*

Health Savings Account

Health Savings Accounts

Individual Retirement Accounts

Individual Retirement Accounts

Money Market Accounts

Money Market Accounts

Remote Deposit Capture

Remote Deposit Capture

Safe Deposit Boxes

Safe Deposit Boxes

Health Savings Accounts

Savings Accounts

FineMark also offers foreign currency ordering and exchange services, Medallion Signature Guarantee, and notary services.

*Exceptions apply. HSA debit cards are excluded from the rewards program.

Mobile and Online Banking

Our secure online and mobile access tools use a multi-factor authentication process for your protection. Access our online banking platform using a computer, your Apple® or Android® smartphone or your Apple, Android or Kindle® tablet to check your bank balances, transfer funds, view electronic statements, and pay bills.

Download on the App Store Get it on Google Play

Online Banking Demo

Mobile Check Deposit

Use the camera on your smartphone or tablet to quickly deposit checks directly into your account.

Online Service Integration

Connect to these personal finance management tools via Direct Connect or Web Connect
connection methods.

Text and Email Alerts

Our alerts reduce the risk of debit and credit card fraud by instantly informing you of any unusual purchases or account balances.

Zelle

Zelle® is a fast, safe and easy way to send, request or receive moneyUsing an email address or U.S. mobile phone number.*

*Zelle and its related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.

woman inserting debit card into atm

Access to over 55,000 surcharge-free ATMs


Visit our Locations and ATMs page to locate surcharge-free ATM.

Additionally, FineMark offers toll-free after hours online support for our personal banking clients. For after-hours assistance, please call (866) 810-7398.

To learn more about our personal banking services, please speak with an associate. We’re always happy to help!

Order Checks

Business Banking

We’ve designed our portfolio of business banking services to help our clients conduct their banking business quickly and efficiently.

We start by getting to know you, learning about your business, analyzing your daily requirements, and understanding your long-term goals. After gaining these insights, we’ll offer banking, finance management, and lending solutions based on your company’s distinct needs. Some of these valuable services include checking and money market accounts, credit and debit cards with rewards,* and merchant and Automated Clearing House (ACH) services, FineMark also offers these unique business banking services:

ICS® & CDARS®

Insured Cash Sweep (ICS®) and Certificate of Deposit Account Registry Service (CDARS®) services allow individuals to earn a return while protecting deposit balances in excess of FDIC insurance.

IOLTA & IOTA

Interest on Lawyer Trust Accounts (IOLTA) and Interest on Trust Accounts (IOTA) collect interest earned on attorney trust accounts.

Lockbox Services

Lockbox services allow wholesale and retail businesses to collect and manage incoming payments, convert and process checks to electronic payments, view and export remittance details, and access lockbox receipt information.

Positive Pay

Positive Pay allows businesses to enter and
track their transaction activity online and helps
prevent fraud.

Remote Deposit Capture

Remote Deposit Capture allows
businesses to deposit checks
using a scanning device.

Repurchase Accounts

Repurchase accounts automatically transfer funds into a higher interest-earning investment option at the close of each business day.

Lending Services

Our customized approach to managing your wealth may include our personal or business lending services. As a full-service commercial bank, FineMark has the ability to structure loans and introduce creative financing to meet your specific needs. From personal loans to complex business solutions, our experienced professionals take a consultative approach and are able to work quickly and efficiently to do what is in your best interest.

Personal Lending

Construction Loans

Construction Loans

Home Equity Loans

Home Equity Loans

Home Purchase

Home Purchase

Refinance

Refinance

Aircraft & Marine

Aircraft & Marine

Consumer Goods

Consumer Goods

Loan Secured by Marketable Securities

Loan Secured by
Marketable Securities

Personal Lines of Credit

Personal Lines of Credit

Business Lending

1-4 Family Investment

1-4 Family Investment

Mixed-use Building

Mixed-use Building

Multifamily Residential

Multifamily Residential

Owner and Non-owner Occupied

Owner and Non-owner Occupied

Business Expansion

Business Expansion

Business Working Capital

Business Working Capital

Equipment Purchase

Equipment Purchase

Lines of Credit & Letters of Credit

Lines of Credit & Letters of Credit